Our Mission
To Provide Morally Responsible
Financial,  Educational, Management and Development Services
to our Clients and their customers

The 10 STEPS
 Of The .
STOP RENTING. Program
Sponsored by YHIDC

Dedicated to providing Credit-Challenged buyers a faith-based path to private home ownership
 

Step 1 Call a representative at 850-266-7827 and ask for a pre-qualification interview
Step 2 If the pre-qualification in Step 1 is positive, Send $5.00 to YHIDC, P.O.Box 34127, Pensacola, FL 32507 and request the INFORMATION Packet, you will be sent a CD and some forms.
Step 3 If the information on the CD sounds like something you are interested in, then fill out the forms you received and return them in the enclosed envelope with a check for $20.00 for the class material. Don't forget to send the pay stubs, copies of tax returns, and last two months of bank statements.
Step 4 Set up a phone appointment with your representative to discuss your file
Step 5 Work with your representative to arrange for  the required 3 monthly payments or $1,500.00 for an Earnest Money Deposit, Down Payment or Option to Purchase. Remember you don't necessarily have to have the deposit in CASH.
Step 6 Your representative will give you a list of houses from the Realtors® Multiple Listing Service (MLS) or other sources that match your budget
Step 7 You choose a house and sign the lease with option contract
Step 8 The investor purchases the house
Step 9 You pay for Credit Repair ($275 - $450 is the most you should pay)
Step 10 YOU MOVE IN !